Medical Reimbursement

*** The scheme has been suspended until further notice ***

In view of our current financial situation, the Cat Welfare Society will be suspending the Medical Reimbursement scheme from 1 May 2009 until further notice.

We apologise for the inconvenience to all the responsible caregivers out there, who are dedicated to the welfare of our community cats. This decision was made by the committee to control our programme expenditure to avoid any potential cashflow problems in 2009.

We hope to reinstate the scheme ASAP.

Ang Li Tin
President
Cat Welfare Society

*** Apologies for the inconvenience ***


Cat Welfare Society offers a medical reimbursement scheme to help caregivers who are doing cat rescue work with financial difficulties. However, all applications will be considered on a case-by-case basis as our funds are limited and we are currently focusing our efforts on sterilisation of cats.


Do you qualify?

To qualify, you must fulfil one of the two following conditions:

a) your monthly income is $1200 or less;
b) your total medical bill for one month is more than 25% of your monthly income.

For example, if you earn $1200, you can apply for reimbursement.

If you earn $1201, calculate your medical bills incurred in a single month. If you spent more than $300.25, you are eligible for reimbursement. If you spent $300, you are not eligible.


How should you calculate your medical bill?

Your medical bill is calculated using the following:

a) First consultation
b) Treatment (e.g. surgery)
c) Tests
d) Medication

Your medical bill should not include the following:

a) Hospitalisation
b) Food
c) Vaccinations/deworming
d) Accessories (e.g. e-collar, medicated shampoo)
e) GST
f) Follow up consultations

For example, if your receipt looks like this:
A Purr Clinic Consultation - 25
B Thyroid blood test - 12
C Cyst removal - 210
D Hospitalisation (3 days) - 90
E FIV shot - 12
F Elizabethan Collar, 20 cm - 10
G Amoxcillin tablets (for clearing infection) - 12

Total before GST 371
Total including GST 396.97

You can include items A, B, C, G.

D, E, and F are not reimbursable:
D is hospitalisation.
E is a vaccination.
F is an accessory.

Your total bill comes up to A+B+C+G = $259 (before GST). If this total bill is more than 25% of your income (ie, you make $1035), then you are eligible.

How much can you claim?

That depends if you’re a member.

Members : 50% of medical bill up to a cap of $300

Non-members : 25% of medical bill up to a cap of $150

So if you’re a member, and you qualify, and your bill is $200, you can claim $100. If your bill is $900, you can claim $300.

If you’re a non-member, and you qualify, and your bill is $200, you can claim $50. If your bill is $900, you can claim $150.

How to be a CWS member.


Why can’t CWS pay for the whole thing?

Paying for the medical bills of a few cats means that hundreds of cats will go unsterilised. We have to make the best possible use of the donations we get.

In addition, co-sharing of the bill is a way of ensuring that claimants are prudent in their decisions and are responsible for the cat.


How do I claim?

1. Download the CWS Reimbursement Policy and Forms (Right-Click and Save-As) and print it out.

2. Mail the completed form and original receipt to us at:
Cat Welfare Society
Orchard Road P.O. Box 65
Singapore 912303

3. Submissions will be processed at the end of the month and cheques mailed the middle of the following month. Remember to keep a copy of the receipts for your own records.